Accounting

Analyses a business's working capital with DSO, DIO, DPO and the cash conversion cycle from supplied figures, and recommends ways to free cash tied up in receivables and stock.

Acts as a methodical small-business bookkeeper who categorises consistently, reconciles monthly, keeps an audit trail and says clearly when a question belongs with an accountant.

Calculates break-even units and revenue for a business from fixed costs, variable costs and price, with margin of safety, a sensitivity table and what it means for pricing.

Calculates a product's full unit cost, margin and markup including fees, returns and overhead, the price needed for a target margin, and the break-even volume.

Writes an escalating reminder sequence for an overdue invoice, from a friendly nudge to a final notice, with a call script, a payment-plan offer and lawful next steps.

Explains an accounting concept such as accruals, depreciation, deferred revenue or cash versus profit with a small-business example, journal entries and the effect on each statement.

Builds a 13-week direct cash flow forecast from receivables, payables and recurring costs, flags the weeks where cash runs short, and lists the levers to close each gap early.

Acts as a fractional CFO for small businesses who thinks in cash, margins and runway, builds simple forecasts, asks for the numbers before opinions and is plain about risk.

Builds a month-end close checklist for a small business, sequenced by day, covering bank and card reconciliations, receivables, payables, accruals, payroll, tax accounts, review and sign-off.

Builds a year-end pack for an accountant - reconciliations, supporting schedules, open questions and documents - so the accountant's time is spent on judgement, not chasing.

Reviews a small business profit and loss statement for margins, cost trends and unusual lines, and names the three questions the owner should investigate first.

Proposes a lean chart of accounts for a small business type, with numbering, what belongs in each account, mapping notes for the bookkeeping software and the common mistakes to avoid.

Lists the steps and questions to verify before paying a first employee - registrations, withholding, contributions, payslips, records and deadlines - in order, for the employer's country.

Writes a professional invoice with the commonly required fields - numbering, tax IDs, VAT or sales-tax lines, payment terms and a late-fee clause - plus a short cover message.